March 2026 Kona Storms: 900+ damage assessments filed. 80-90% of Kihei homes sustained damage.
Pre-Loss Home Documentation
The Next Storm Will Not Wait for You to Get Organized
In Lahaina, 2,200 families learned the hard way: insurance pays what you can prove, not what you lost. After two Kona Low storms flooded Kihei, Wailuku, and Lahaina in March 2026, the documentation gap is costing Maui homeowners thousands on every claim. A single 3D scan changes that.
900+
Damage assessments filed with Maui County
70%
Of Maui homes lack flood insurance
60%
Of U.S. homeowners underinsured (NAIC)
80-90%
Of Kihei homes sustained storm damage
The Problem
Without Documentation, You Are Negotiating Blind
When disaster hits, your insurance claim comes down to one question: what can you prove? Most homeowners discover the answer too late.
Your Custom Finishes Disappear
That $40,000 kitchen renovation? The adjuster’s depreciation table says it is worth $12,000. Your upgraded hardwood, custom tile work, and built-in cabinetry get reduced to generic line items. Without visual proof of what was actually there, you accept whatever number they write down.
Phone Photos Are Not Enough
You took photos of the living room but missed the hallway closet with $8,000 in electronics. Phone photos have no measurements, no verified timestamps, and no systematic coverage. Adjusters know this and treat scattered photos as incomplete evidence.
Claims Drag On for Months
Without comprehensive documentation, every line item becomes a negotiation. The adjuster asks for proof of the built-in shelving. You dig through old photos. They ask for room dimensions. You guess. Six months later, you settle for less than half of what you lost.
How It Works
Complete Home Documentation in Three Steps
01
Book Your Scan
Schedule online or call us. We come to your home with a Matterport Pro 3 LiDAR scanner. A typical home takes 2-3 hours. You do not need to move anything or prepare.
02
We Capture Everything
Every room, closet, garage, and storage area is scanned with LiDAR accuracy within 1%. Measurements are built into the 3D model. Every surface, every possession visible, every dimension recorded.
03
Your Proof Exists Forever
Within 48 hours, your complete 3D home record is cloud-hosted and accessible from anywhere. Share the link with your insurance agent, attorney, or family. Timestamped and backed up off-island.
Limited Availability
Home Documentation Package
A one-time investment that could save you tens of thousands on a future claim.
Flood Recovery Special
Complete 3D Home Documentation
$500
$397
Use code FLOOD26 at checkout for an additional $50 off
- Full 3D walkthrough scan of every room, closet, and storage area
- LiDAR measurements accurate to 1% — walls, floors, built-ins
- Schematic floor plan with room dimensions
- 1 year cloud hosting — accessible from anywhere
- Timestamped record accepted by insurance carriers
- Shareable link for your agent, attorney, or family
- Exterior, garage, and outdoor living areas included
Multiple properties? $347 per home. Use code FLOOD26 for $297 per home.
Annual re-scan: 50% off to keep your documentation current.
100% satisfaction guarantee. If your insurer will not accept our documentation, full refund.
Limited to 50 homes this month. We scan Monday through Saturday across all of Maui.
The Technology
The Same Scanner Used by Marriott, Redfin, and Zillow
We use the Matterport Pro 3 with LiDAR — the same camera system used by the world’s largest real estate platforms, hospitality brands, and insurance documentation firms. It captures a complete 3D digital twin of your home: every wall, every shelf, every measurement. The scan is timestamped at the moment of capture and hosted on Matterport’s cloud — the same platform trusted by Fortune 500 companies for property documentation.
After the 2023 Lahaina wildfire, documented homeowners recovered significantly more on their claims than those working from memory alone. After the March 2026 flooding, Kihei homeowners with documentation are already ahead in the claims process. The ones without it are still arguing over line items.
FAQ
Common Questions
My insurance covers everything — why do I need this?
Insurance covers replacement value — but only what you can prove you had. After the Lahaina fire, homeowners without documentation received significantly less than those who could show exactly what was in every room. A 3D scan documents every visible possession, every finish, every built-in. It is the difference between your memory under stress and an irrefutable visual record.
Can I just take photos and videos myself?
Phone photos capture what you choose to photograph — and miss everything else. They include no measurements, no verified timestamps, and no systematic room-by-room coverage. A Matterport 3D scan captures floor-to-ceiling, wall-to-wall, every room, with LiDAR measurements accurate to 1%. Adjusters treat comprehensive 3D documentation as significantly more credible than selective photographs.
What if I have already filed a flood claim?
If you have an active claim, a 3D scan of the current damage state creates evidence for your adjuster. If your claim is settled, a scan now documents the restored or current state of your property — protecting you against the next event. Either way, you are building a permanent record.
How does this work for mainland or absentee owners?
We coordinate access with your property manager, tenant, or caretaker. You do not need to be on-island for the scan. Once complete, you receive a cloud-hosted link you can access from anywhere. This is especially valuable for mainland owners who cannot personally document their Maui property.
What is the FLOOD26 discount code?
FLOOD26 is a $50 discount code for Maui homeowners affected by the March 2026 Kona storms. Enter it during booking to reduce your documentation scan from $397 to $347. For multiple properties, the code brings the per-home price to $297. Limited availability — first 50 homeowners.
How quickly can you scan my home?
We typically schedule within 3-5 business days and deliver the completed 3D tour within 48 hours of scanning. For urgent situations — active claims, pending inspections — we offer priority scheduling. Call or text us to check same-week availability.
Your Home. Your Proof. Your Peace of Mind.
Maui has had a wildfire, two major floods, and countless close calls in the past three years. The question is not whether you will need documentation — it is whether you will have it when you do. A one-time $397 scan creates a permanent record of everything in your home. Use code FLOOD26 for $50 off.
Or call/text: (808) 214-2066
100% satisfaction guarantee. Limited to 50 homes this month.
